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The Discover It credit card is a popular cash back rewards card that offers a high rate of return on purchases. Some of the key features of the card include:
Cashback rewards: The card offers 5% cash back on rotating categories that change each quarter (up to the quarterly maximum), and 1% cash back on all other purchases.
No annual fee: The card has no annual fee, which makes it accessible to a wide range of consumers.
Sign-up Bonus: Discover matches all the cash back earned in the first year, automatically.
No foreign transaction fees: The card does not have foreign transaction fees, making it a good option for international travel.
No rotating categories to keep track: You don't have to sign up for categories or keep track of them, all purchases earn at the same rate.
Freeze it: You can freeze your account in seconds if you misplace your card.
Free FICO credit score: You can access your FICO credit score for free through the mobile app and online account center.
Good for balance transfer: The card offers an introductory 0% APR on balance transfers for 14 months and then a variable APR.
The Discover It card is a good option for consumers who want to earn cash back on their everyday purchases and don't want to pay an annual fee. It's important to note that the card does have a variable APR and a late fee, so it's important to pay your balance on time. Additionally, it may not be widely accepted as some merchants only accept Visa, MasterCard, and American Express. Overall, the Discover It card offers a great combination of rewards, benefits, and flexibility, making it one of the best cashback credit cards on the market.
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